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If you have debts which can’t be A part of the IVA, you'll have to handle All those separately so you have to ensure that you have adequate revenue to pay for these debts prior to having to pay money into an IVA.的確,為了追回欠款,銀行在特定情況下會要求欠款人變賣手上物業,以抵償一部份欠款,然而,針對